Reader Group
The home of the NFU Network and the services built on it.
The NFU Network is a protocol for ownable, verifiable records on the XRP Ledger. Each service built on it — for collectors, for the gem trade, for creators, for payments — uses the same engine, the same shared map of places and the same record of who owns what.
Pre-launch · running on the XRP Ledger test network · patent pendingThe protocol
An NFU — a Non-Fungible Utility — is a permanent record on the XRP Ledger built from the ledger's own native features. It carries its place in a seven-level map (region, country, district, category, sub-category, item), a history its owners and authorised professionals add to, and a transfer fee collected by the ledger on every sale.
The NFU Network
The protocol and the standard
Ownable positions in a shared map of places, records that travel with the item, and fees redistributed openly on the ledger. One engine, many verticals.
paym8s
The founding brand
A thirteen-year-old idea — "paym8s all over the world" — made structural: people who build a corner of the network receive from the commerce that passes through it.
The verticals
Each vertical is its own front door on the same network. They share the same regions, countries and districts, so a place on the map sits beneath every service that operates there.
The Collectors Emporium
Physical collectibles
Coins, watches, ceramics, militaria, documents and more — each item with a permanent record and a QR code that travels with it, bought and sold in XRP.
The Diamond Emporium
Gemstones and jewellery
Each stone's record linked to the code inscribed on it. Assay offices, laboratories, jewellers and valuers hold their own places in their district and add signed records with the owner's permission.
The Creators Emporium
Art, craft, music and digital work
For makers, artists and musicians: new work registered with a creator royalty on every resale, and, coming soon, NFUs for creators' own existing NFTs, referencing the originals on their own chains.
PayWithXRP
Payments for merchants
A QR on the item that doubles as a payment terminal: scan, confirm in Xaman, settled in seconds — with a permanent identity for the item sold.
Get in touch
For partners, institutions and anyone considering a role in the network, the introduction explains what the NFU Network is and what it offers — and how to contact the founder, Ian Reader, directly.
Read the introduction Introduction for the gem trade